Banking products online

Activate a mechanism that will independently verify the creditworthiness of the potential customer.
The system analyzes data entered by customers into the form, such as: monthly income, expenses, fixed charges, and on this basis determines whether a person can use a given banking product.
The mechanism can be implemented in two ways: through integration with your bank's scoring system or implementation of a creditworthiness matrix.
The system can also be integrated with the bank's databases, external applications processing, organizing and providing data from e.g. a customer's bank statement.

With these two tools, you can significantly speed up the sales process, make your offer more attractive, and sell effectively 100% remotely.
The generator allows you to create personalized documents, which are necessary to finalize the purchase of a bank product. In one place you can generate a contract and all necessary attachments. Thanks to our mechanisms, you can conclude contracts fully remotely, making sure that customer data and details of the contract itself are properly secured. We make it possible: confirmation of the customer's identity on the basis of documents, as the system is integrated with the gov databases; integration with the Blue Media Identification service, which is a set of authorization methods such as verification transfer, electronic signature and PSD2 services and integration with external services.

Activate the anti-fraud system for customer prevalidation, which will allow you to assess risk based on the rules you have defined.
The credibility of a potential customer is extremely important, especially when selling banking products. That is why we have created a modern system that enables verification of contact data and confirmation of prospectus identity. The system can check the compliance of the entered name with the gender - based on the PESEL identification number. The anti-fraud verification can also be extended to include libraries of suspicious domains and identification data of customers who have had problems with repayment of liabilities, including loans in the past. The solution also enables verification of the authenticity of the e-mail address and telephone number by sending a message through an appropriate channel and making the transition to the next step in the form a positive verification. It may boil down to the fact that the client has to click on the link visible in the e-mail or rewrite in the appropriate window the code received in the SMS to go to the next step in the process. Moreover, the solution allows to build rules based on a set of several dozen environmental data (such as user type, operating system, browser, etc.) and behavioral data (number of errors in particular fields, historical analysis of conclusions, associated on the basis of selected data, etc.).
Such a structured, fast and effective verification process allows to confirm the identity of the customer and the truthfulness of the contact data provided by him in a few seconds.

We have almost unlimited possibilities when it comes to integration with external services. All thanks to an extensive integration configurator (REST API), which has the necessary integration mechanisms built in.

Apart from technological resources, we also have a team of specialists with many years of experience in the financial industry, who are able to create a solution fully tailored to the needs of this market.